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13 Weird Driving Laws
Weird driving laws abound, and every state has a few that are, shall we say, out of the ordinary. Some laws are outdated, while others have no logic purpose for existing. One thing they all have in common is that they are actually on the books, and can be amusing to read about but frustrating if you are actually stopped. Hopefully, most of these laws are no longer enforced, but just being on the books means they could be. Here is a list of our 13 favorite weird driving laws, along with some related laws in each runner up position.
Does Your Insurance Agent Have Your Best Interests in Mind?
If you are serious about your insurance needs, you should probably speak with an agent directly over the phone rather than by just looking at your computer screen. But it is important to have an agent who cares about your needs and has the knowledge and resources to get you the policies you should have at a price you can afford. Here are a few tips to help you know whether your agent is on your side, or whether it is time to shop around for another solution.
Defensive Driving Courses Can Lower Insurance Rates
One way to reduce the cost of car insurance is to take a driver improvement course. The idea, from the insurance company perspective, is that people who take an active interest in being better drivers are also going to be a lower risk, and since the company saves money, they pass the savings on to you. Defensive driving courses are not the only way to save money on car insurance, but taking one will definitely be a step in the right direction.
3 Reasons Why Being Unsinured is Bad for Drivers
Car insurance is not an option, it is a necessity. If you have doubts about whether you need coverage, take a look at these three reasons why being uninsured is going to cause you problems. If the fact that being uninsured could cost you your driving privilege does not convince you to buy it, perhaps the threat of financial ruin will have a greater impact.
Switching Insurance Companies When You Have an Open Claim
You have the right to switch insurance companies any time you want. Even if you have an open claim with another insurance company, you can elect to switch your coverage. Keep in mind that your current claim will not transfer to the new insurance company, though, and your old insurer will still be the one that handles the claim until it is either settled or completely denied coverage.
Car Insurance for 21 Year Old Drivers
All drivers under the age of 25 fall into the highest risk group of all basic car insurance. Statistically, the lack of driving experience for young drivers translates into a higher risk of accidents, so insurance companies charge higher rates. There are some things you can do to reduce the cost of car insurance for a 21 year old, but time and good driving habits are the only way to get completely beyond the high cost of car insurance.
How Bankruptcy Affects Your Car Insurance Rates
Filing for bankruptcy can affect the rates you pay for auto insurance along with your other financial concerns. Because a bankruptcy affects your financial stability and because insurance companies look at your credit score to determine the risk of insuring you, filing a bankruptcy could have serious implications for your car insurance. Filing a bankruptcy is going to give you a bad credit score and a higher rate for car insurance is one of the side effects.
6 Large Insurance Claims
If the risks are manageable, insurance companies will write coverage for almost anything. Sometimes, even when the risks have carefully weighed, a claim is made that hits the record books. Here is a short list of the 6 most expensive insurance claims ever filed, which will certainly make any claims you've filed yourself pale by comparison.
How Your Credit Score Affects Your Car Insurance Rates
You may not know be aware, but your credit score actually says a lot about you other than your financial habits. Insurance companies consider your credit rating to be a good gauge of how responsible of a person you are. Along with your education level, your choice of careers and quite a few other things, your credit score is a factor in how much you will pay for insurance coverage.
For insurance companies, there are two ways to stop providing coverage on your insurance policy. The first method is to cancel the policy, and the second is to decide not to renew it. The difference between these methods is as big as the difference between night and day, and how much trouble you will have getting replacement insurance will depend on which method was used to end your current coverage.


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